Read the small print before you buy — not after you claim.
Small Print breaks down life insurance and health insurance the way Indian policies actually work — waiting periods, riders, exclusions, and all — into short, plain-English lessons you can finish before your next premium is due.
Pick where you want to start.
Life Insurance
Term vs. endowment vs. ULIP, how sum assured and nominees work, and how to size a policy to your family's actual needs.
Explore Life Insurance → Track 02Health Insurance
Premiums, co-pays, waiting periods, and cashless networks — what actually happens when you file a claim in India.
Explore Health Insurance → Track 03Insurance Jargon
A growing glossary of the terms Indian insurers use in policy documents — defined in plain language, no legalese.
Browse the glossary →We don't sell policies, take commissions, or push any insurer — every lesson exists to help you understand, not to convert you.
Written around how life and health insurance actually work here — IRDAI rules, waiting periods, and the terms Indian policy documents use.
New lessons and glossary terms are added regularly based on the questions readers actually ask before buying.